V.I. Korolev – Dr.Sc.(Eng.), Leading Research Scientist, 

Institute of Informatics Problems of FRC CSC RAS (Moscow); 

Professor, Financial University under the Government of the Russian Federation

E-mail: vkorolev@ipiran.ru

V.E. Gavrilov – Main Specialist, 

Institute of Informatics Problems of FRC CSC RAS (Moscow) E-mail: vgavrilov@ipiran.ru