I. V. Luk-yanchikov - Post-graduate Student, Vladimir State University n.a. A.G. and N.G. Stoletov, Sberbank of Russia. E-mail: lookyancheekoff@inbox.ru
E.M. Remezova - Senior Lecturer, Department «UITES», Vladimir State University named after A.&N. Stoletovs
E-mail: katarina.remezova@yandex.ru
V.G. Chernov - Dr. Sc. (Econ.), Professor, Department «UITES», Vladimir State University named after A.&N. Stoletovs
E-mail: vladimir.chernov44@mail.ru
