R.A. Kochkarov - Ph.D. (Econ.), Deputy IT Director, Financial University under the Government of the Russian Federation (Moscow). E-mail: rasul_kochkarov@mail.ru A.A. Kochkarov - Ph.D. (Phys.-Math.), Associate Professor of Applied Mathematics Department, Financial University under the Government of the Russian Federation (Moscow); Vice-Chief of R&D Centre, JSC «Academician A.L. Mints Radiotechnical Institute» (Moscow). E-mail: akochkar@gmail.com A.A. Baychorova - Associate Professor of Department of Informatics and Computational Mathematics, Karachay-Cherkessia State University named U.D. Aliyev (Cherkessk). E-mail: abaichora@gmail.com