V.M. Artyushenko - Dr. Sc. (Eng.), Professor, Head of Department, Financial and Technological Academy (Korolyov, Moscow region) E-mail: artuschenko@mail.ru T.S. Abbasova - Ph. D. (Eng.), Associate Professor, Financial and Technological Academy (Korolyov, Moscow region) E-mail: abbasova_univer@mail.ru