A.V. Shmid - Dr. Sc. (Eng.), Professor, Head of Department «Information-analytical systems», HSE (Moscow); Chairman of the Board of «EC-leasing Co.» B.A. Pozin - Dr. Sc. (Eng.), Senior Research Scientist, Professor, Department «Information-analytical system», HSE (Moscow); Technical Director of «EC-leasing Co.» E-mail: contact@ec-leasing.ru