M.V. Khramtsov1, R.A. Kochkarov2, A.A. Rylov3

1−3 Financial University under the Government of the Russian Federation (Moscow, Russia)

1 maks_future@mail.ru, 2 rkochkarov@fa.ru, 3arylov@fa.ru

M.V. Dobrina1

1 Financial University under the Government of the Russian Federation (Moscow, Russia)

1 MVDobrina@fa.ru;dobrina_mv@mail.ru