A.V. Alekseev1
1 RT-RAZVITIE LLC (Tomsk, Russia)
1 tomsknets@yandex.ru
The article explores the phenomenon of digital financial assets (CFAs) As a new class of assets in the context of the digitalization of the economy, their regulatory and legal regulation and application practices are analyzed, differences from traditional financial instruments are identified, their relationship with related concepts is considered, and the question of the need to develop new approaches to assessing the specific risks associated with their issuance and circulation is raised.
Goal – to analyze the current state and features of regulation of digital financial assets (CFAs), as well as to propose models and information technologies for managing transactions with them.
The key differences between CFAs and traditional assets are systematized, a CFAS lifecycle model based on smart contracts is proposed, a risk classification and methods for their assessment are developed.
The results can be used in the design of CFA management systems, the development of a regulatory framework and the implementation of risk management in Russian companies.
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